Top 10 Best Car Insurance Reviews (2013)

Table of  Top 10 Best Car Insurance Reviews (2013)
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The following are some policy attributes and policyholder benefits to look for when choosing a car insurance policy.

Roadside Response & Repair

Most car accidents and car-related incidents don't involve fatalities or grave injuries. For the most part, they are simply inconveniences that can range from waiting for a tow to awaiting long-term repairs or a claim for a "totaled" car whose repairs would cost more than the value of the car itself. Car insurance companies should offer its policyholders swift response to initial towing needs, as well as car rental options and services while they await repair on their vehicles. The repairs themselves should be facilitated quickly and smoothly, with little to no delay on the part of the insurance company for claim assessment or approval.

Policy Flexibility

Not all motorists drive the latest sports car or can afford full coverage with no deductible. While you don't want to sign up for the cheapest car insurance policy out there, you don't want to break the bank when you pay your premiums. The best car insurance companies should offer its policyholders a variety of insurance options that are affordable without leaving the motorist vulnerable.

Benefits and Discounts

Auto owners insurance companies should offer its policyholders a variety of car and driving-related benefits, such as accident forgiveness for first-time offenders, convenient payment options, after-hours services, 24-hour claims assistance and others. Car insurance companies should also offer discounts for multiple-policy holders, drivers with clean records, students with good grades and others.

Customer Service/Claims Timeliness

Car Insurance companies should respond to policyholder claims in a timely fashion, facilitating the necessary steps to return motorists to their vehicles.

We Do the Research Top 10 Best Car Insurance, Let we see together:

1. GEICO

geico

The first position is GEICO, which began in the District of Columbia as the Government Employees Insurance Company, has been an auto insurance provider for more than 70 years and has made its services available in all 50 states.

Policy Flexibility:
GEICO is incredibly flexible with its policy attributes, crafting policies that suit the needs and budgets of its policyholders, while extending its streamlined business-model savings to the customer. Whether you are looking to insure multiple vehicles or drivers, increase or decrease deductibles on policies, reduce coverage to Liability-Only or manage the payment cycle or structure, GEICO allows its policyholders an unprecedented freedom to do so. Best of all, this can all be done online or over the phone with a dedicated GEICO insurance agent, which can be an added benefit for those living in rural areas.

Benefits & Discounts:
Many discounts are enjoyed outright through GEICO's area agent-free infrastructure. As for others, GEICO offers a variety of discounts ranging from good driver discounts, good student discounts (for younger drivers attending school) and automatic payment discounts, as well as discounts for multiple-policy holders and established customers. GEICO also offers discounts for policies involving cars with advanced safety and security features, including air bags, anti-lock brakes, car security/anti-theft systems and daytime running lights, among others.

As GEICO origins are in its Government Employee Insurance Company, GEICO offers many benefits and discounts to active, reserved and retired military personnel, as well as senior-level federal employees. But, just as it is no longer a company intended only for government employees, GEICO extends similar benefits and discounts to more than 275 affiliated groups.

Customer Service & Claims Timeliness:

Getting you and your vehicle off the road and into the mechanic or appropriate technician is only half the battle. Seeing that claims are processed and repairs completed in a timely and efficient matter is another matter altogether. Fortunately, this is where GEICO stands out, giving its policyholders a variety of methods for reporting and tracking claims, while mediating between various auto insurance companies if necessary and facilitating timely car repairs. Claims can be reported and tracked entirely online, freeing up motorists to get on with day-to-day responsibilities as opposed to spending a considerable amount of time filtering through "phone trees" to speak to a claims adjuster or agent. Although, for additional convenience, policy information and claims information can still be accessed by phone, with the assurance of a fast connection to the appropriate party.

GEICO's reputation for its customer service is largely what has proven to be the true catalyst for its retention and policyholder satisfaction, not its entertaining, popular commercials or its slight savings. This is evident in its retention rate, which ranks among the best in the auto insurance industry.

Summary:
GEICO has emerged as one of the premiere car insurance companies in recent years--and for good reason. Offering its customers upfront savings on auto insurance policies, providing streamlined claims reporting and tracking and emphasizing personable and responsive customer service, all while facilitating quick repairs to get motorists back in their cars and on the road. Combine this with its bounteous offering of discounts, policy flexibility and potential for multiple policies such as home, life, boat and others and you have a one-stop-shop for auto insurance--as well as other insurance--needs that is as convenient and timely as a drive-thru window.
Official site : http://www.geico.com/

2. Progressive

progressive

Response & Repair:
Progressive sets quite an example with its Immediate Response Vehicles (IRVs) and initial towing and rental services. Policyholders can receive claims estimates from the comfort of their own driveway or the repair facility the vehicle is housed in: a step that can expedite the claims and adjustment process and facilitate quick repairs and timely payments for vehicles in need of replacement and claimants of non-Progressive motorists involved in an accident.

Many complaints that are issued against all insurance companies, generally involve the complicated process of filing a claim, receiving an estimate, booking time for a repair and then waiting for the scheduled repairs to be completed. This process hardly takes into account the reality of people's schedules, their work, their home, their leisure time. Really, this process has been in need of revision for a long time and Progressive does so through its "Concierge Level of Claims Service". The Concierge Level of Claims Service are facilities where drivers can drop off damaged vehicles and leave the hair-pulling, time-consuming task of receiving an estimate, finding a repair facility and making rental car arrangements to the experts. In fact, in as few as fifteen minutes, policyholders can be back on the road with a rental car, confident that their car is being repaired quickly and hassle-free.

Policy Flexibility:
Progressive's roots are firmly planted in car insurance. Through the decades, however, it has grown to include other insurance products and services that range from home to life and nearly everything in between. Unlike GEICO, which operates entirely online and through telephone, Progressive has more than 30,000 independent insurance agents that, along with simply auto insurance and other insurance products, can give detailed, in-depth information about policies and discounts, as well as assist in finding a coverage level that suits the needs and budget of the policyholder. Whether you need a Liability-Only policy for a single vehicle or Full Collision coverage with no deductible, Progressive has just the right policy and insurance product for you.

Benefits & Discounts:

One benefit that sets Progressive apart from other car insurance agencies is its complimentary coverage of pet injuries for policyholders with collision coverage. Though incidental pet injuries that are caused by a car accident are not measured, thousands of pets die each year due to car collisions. Making sure that both you and your dog or cat are covered in the event of an accident is a step in the right direction--and one that other auto insurance companies would be wise to emulate.

Progressive also offers automatic discounts for new and continuing customers. Good Student discount? Check. Good Driver discount? Check. Multiple vehicle discount? Check. Multiple-policy discount? Check. Full-payment, e-sign or low mileage discounts? Check, check and check. Along with its MyRate feature, which follows driving history and records more closely, which can be a savings boon for customers, Progressive offers dozens of discounts to its policyholders, saving customers money and likely gaining their loyalty, too.

Customer Service & Claims Timeliness:

Progressive was among the first to make policy and claims management functionality available online; a trend which most of its competitors now follow. With its Immediate Response Vehicles and Concierge Level of Claims Service, drivers can be back on the road and on with their lives and jobs, free from the baffling, time-consuming ordeal that is seeing a damaged vehicle from point A to point Z.

Progressive customer service representatives and agents have a hard-earned reputation as being among the best in the business. Customers continually report of agents and representatives going "beyond their expectations" to find discounts, field questions and facilitate quick and timely claims adjustment and vehicle repair and replacement. Less visible is Progressive's mediation and arbitration team, which ensure that claims involving other parties are brought to a decision as quickly and judiciously as possible. Fortunately for Progressive car insurance policyholders, repairs and replacements will be made even if other involved parties are uncooperative or unresponsive. No driver should have to go without a car because of the negligence of another motorist or his auto insurance company.

Summary:
In its 70-plus years of continual operation Progressive auto insurance has seen wave after wave of competitors, marketing trends and technological innovation--and remained atop throughout. Humorous advertisements might create brand recognition and drive motorists to purchase policies, but it is only through meeting--and even exceeding--the needs of policyholders after the policy's signing that an auto insurance company survives and succeeds. Progressive is living proof of that.
Official site : www.progressive.com

3. Essurance

essurance

As a green company, Esurance also features environmentally-sound strategies and programs to reduce paper consumption, plant trees in fire-damaged forests, and mitigate the damage caused by CO2 pollution. Not bad for a company that is still relatively new to the auto insurance (and other insurance protection product) game.

Policy Flexibility:
Many auto insurance policyholders complain of the unnecessary costly features and attributes that are tacked onto their policies. With Esurance, drivers have far more control over the details of their policies, including emergency services and features. This shouldn't be taken as a sign of neglect. In fact, Esurance has the most informative, in-depth website among any car insurance company, providing countless FAQ pages, insightful articles, auto insurance glossaries and even an interactive Auto Insurance Coverage Counselor to aid in giving each driver the right policy for their needs and budget.

Benefits & Discounts:
Esurance, like many auto insurance agencies, offers discounts for good drivers, multiple-policy holders, vehicles with enhanced safety and anti-theft features. This has become, more or less, the standard among insurance companies. Esurance, however, goes well beyond the unwritten standard, providing discounts for single parents, senior-aged and retired drivers, vehicles with low-mileage or in rare use and even occupational discounts for those with a license or degree in education, engineering and natural science. What other auto insurance agency can say that?

For benefits, Esurance's environmental efforts are the most apparent. Most policyholders are likely aware of the amount of unnecessary mail a policy will accrue. From account notifications and billing statements to cards with policy numbers to be stored in vehicles, owning a single car insurance policy can generate a pitiful amount of waste. Along with its paper-free policy process through which the customer is a direct beneficiary of the savings, Esurance is dedicated to improving the environment with tree-planting programs, partnerships with community and environmentally-oriented non-profits and charities, instruments for carbon footprint calculation and even insights for incorporating environmentally-friendly practices into your everyday life. While many dismiss the "Green Movement" as a fad, Esurance seems firmly committed to improving the environment and raising environmental awareness, whether or not it's currently en vogue.

Customer Service & Claims Timeliness:
Between its E-Star Direct Repair Program and 24/7 online and telephone claims center, Esurance wastes little time in getting its policyholders' vehicles off the road, into the repair shop and back out again in as little time as possible. Claims can be tracked entirely online and, best of all, repairs being made in designated E-star facilities include photos with status updates. Like all auto insurance agencies, accidents and incidents involving other drivers can complicate the process. With Esurance, however, these delays are kept to a minimum, with arbitrators seeking quick mediation for involved parties.

Summary:

With only a decade under its belt, Esurance might seem fairly green. However, with savings-oriented business operations, environmentally-sound practices, efficient and simplified claims and repairs process and a firm commitment to environmentally-oriented causes, Esurance is proving itself to be an innovative, ethical and "Green" force among car insurance companies, one that, hopefully, will inspire a lot of imitators--even top-rated auto insurance agencies GEICO and Progressive.
Official site : www.esurance.com

4. Nationwide

nationwide

Nationwide auto insurance began with farmers and ranchers, limiting its risk pool to farmers and ranchers in order to save its policyholders money on premiums oftentimes inflated due to urban motorists who drove more frequently and in riskier conditions.


Policy Flexibility:
Depending on state laws, many of which require drivers to take out additional auto insurance protections, Nationwide is highly flexible. Keeping in mind the needs of its policyholders, Nationwide customizes each car insurance policy to offer the right coverage for the right driver at the right price. Nationwide customers seeking simplicity for insurance protection products can also expand their auto insurance policy to include other policies, including home, life and others.

Benefits & Discounts:
Though Esurance sets a pretty high mark for discounts and benefits, Nationwide doesn't fall far behind. In addition to the unwritten discount standards like Multiple-policy, multiple-car, good driver and good student, Nationwide offers premium discounts for vehicles with car safety and anti-theft features, drivers that have completed a defensive driver course and long-term policyholders. Also, not forgetting its roots, Nationwide offers discounts for Farm Bureau Members in several states, as well as upwards of 3% for employees and members of qualifying organizations.

Customer Service & Claims Timeliness:
Nationwide has gone well beyond the norm with claims transparency and tracking. With the recent release of its Nationwide iPhone app, Nationwide policyholders with an iPhone can now track claims, manage policies, make payments and perform other tasks, further simplifying both routine policy maintenance and irregular customer needs like accident claims and repairs.

Although Nationwide has remained with the times and has made policy information and application, maintenance and reporting functions available online, it still keeps offices with licensed agents across the country. Though the move online has simplified the maintenance of car insurance policies and made it fairly easy to access information about features and products, sometimes you need a personal agent from your own community to explain features, assist with claims and advocate your cause. With offices in most cities across the country, Nationwide makes this possible.

Summary:
Nationwide Auto Insurance is proof that being big doesn't have to mean being impersonal, and that it's possible to be innovative and traditional at the same time. While GEICO, Progressive and eSurance have strong features or programs that distinguish them, Nationwide seems to have taken some of the better elements of all 3, combining them together to make for a customer-driven auto insurance product built with the lives, needs and schedules of its policyholders in mind.
Official site : http://www.nationwide.com/


5. United Services Automobile Association(USAA)

united services automobile association usaa

USAA has expanded from a group of self-insured U.S. Army officers and other U.S. military personnel to include additional insurance protection products and policies for other branches of the military, including reservists and non-officers, and other government agencies such as the FBI.

Policy Flexibility:
USAA offers a variety of policy options beginning on the low-end with Liability-Only and moving up the ladder to Comprehensive and Collision coverages. Between these two end points, eligible drivers can select various insurance protections, including towing and labor, rental reimbursement, glass replacement and even medical payments and extended benefits insurance.

Where USAA truly stands out is in its flexibility with insurance premium payments. Starting as a risk-pool by and for "high-risk" U.S. Army officers, USAA still keeps the lives and needs of its policyholders in mind, allowing payments to be made according to military pay schedule, toll-free lines for military personnel with deployment orders and up to 90% off storage expenses on vehicles of deployed U.S. Armed Forces personnel.

Benefits & Discounts:
USAA goes toe-to-toe with non-reciprocal, open-enrollment car insurance companies like GEICO, Progressive and eSurance for its benefits and discounts. Drivers with clean records are eligible for a discount. So, too, are drivers that haven't been involved in an accident for at least 5 years. Taking out multiple-vehicle and multiple-line policies will result in a discount. Discounts are also available on new vehicles, vehicles with anti-theft systems, as well as other safety features such as daytime running lights.

When it comes to benefits, few auto insurance competitors top USAA, who manages to offer its policyholders car and travel-related benefits and discounts, as well as discount on flowers, jewelry, shipping and home security products. Also, USAA offers its policyholders a hassle-free car buying service that saves members an average of $2600 off the MSRP, manufacturer discounts of $750 on all GM brands and 20% savings on CARFAX vehicle history reports.

Customer Service & Claims Timeliness:
USAA has a well-deserved gilded reputation for its customer-driven customer service practices and streamlined claims and repairs processes. As USAA is not a publicly-traded company, no shareholder stands to gain from low-ball estimates, cut corners or poor customer service. As a result, USAA auto insurance policyholders can be assured of receiving courteous and helpful customer service, timely claims adjustment and approval and guaranteed repairs.

Summary:
On and off paper, USAA is among the best auto insurance agencies in the nation. No other car insurance company offers its members so many discounts, benefits and services as USAA. Unfortunately, being a member requires being in the U.S. Armed Forces, select government agencies like the Foreign Service and FBI or Legacy status from an eligible parent. Though it is doubtful that policy eligibility will loosen up anytime in the near future, other auto insurance agencies (including top-rated GEICO, Progressive and eSurance) would do best to take a few notes from USAA.

6. Farmers Insurance

farmers insurance

Farmers Insurance began with the idea that some drivers (farmers and ranchers living in rural areas) deserved lower insurance premiums than their riskier counterparts (urban drivers).

Policy Flexibility:
One of the advantages of having area agents is the ability to meet face to face and provide a personalized, customized policy that actually meets the insurance protection needs without exceeding the budget. Farmers auto insurance policyholders have access to their agents to ask questions, file claims, receive estimates and learn more about their insurance products. With so many insurance companies closing up offices and concentrating their insurance agents online and over the phone, this seems to be an added advantage.

Benefits & Discounts:
Farmers is quite generous with its discounts offerings for auto insurance policies. It offers discounts for customers that take out additional policies on other insurance products like home and life. It discounts good drivers and good students. It discounts drivers with low-mileage. It even offers discounts for premium contracts paid in full, as well as discounts for payments paid automatically.

Customer Service & Claims Timeliness:
As mentioned earlier, much of the customer service experience and claims timeliness will depend upon the policyholders' agent. Claims processes involving arbitration and mediation between multiple car insurance agencies will be out of their hands, but claims not involving other parties typically won't. If you have a good agent, you will likely be met with favorable results. If not, you run the risk of ending up another disgruntled customer.

Claims can be filed and tracked by phone and online. Having a local agent means that policyholders have a point of contact to accelerate the process, or at least receive information about the status of the claim.

Summary:
Farmers Insurance began as an auto insurance agency for smart, safe drivers. Today, much of that remains true. It may have expanded to include home, life, theft, fire and every other possible insurance protection product imaginable in the last century, but it still provides a fairly comprehensive, effective service for its policyholders and claimants. It might lack the streamlined efficiency of Progressive and the ease of use and savings of GEICO, but it makes a strong argument for itself with its tried-and-true customer service approach and commitment to retaining its policyholders.
Official site : http://www.farmersinsurance.com/

7. State Farm

state farm

State Farm has been in the business of providing excellent automobile insurance coverage at an affordable price since 1922. Responding to our customers' needs keeps us the leader in auto insurance.

Policy Flexibility:
Though many car insurance companies run the risk of stretching themselves too thin with expanded insurance protection products for life, home, fire and other insurance needs, State Farm Insurance manages to strike a favorable, even enviable balance between the policyholder and the shareholder. What's more, State Farm, with its tens of thousands of agents and representatives nationwide and straightforward, informative website, ensures that drivers get the right amount of insurance, as opposed to more or worse, less than what is adequate.

Benefits & Discounts:
State Farm offers car insurance policyholders the clearest description of its comparatively-generous benefits. Multiple-vehicle and multiple-policies will result in a discount. As will drivers with established safe driving records. Good students that maintain a "B" average, too, are eligible for a discount. Also, vehicles with safety features like anti-theft devices and other safety features are eligible for a discount.

Like Progressive and a handful of other auto insurance agencies, State Farm offers discounts for car insurance premiums paid in full or paid automatically each month electronically.

Customer Service & Claims Timeliness:
No company can become one of the largest auto insurance agencies of 2 nations--United States and Canada--without a well-tuned, policyholder-minded customer service and claims center. Or at least not for long, anyway. State Farm ranks among the best for its day-to-day customer service, with accessible local agents and "phone-tree"-free customer service representatives for policy inquiries and claims. It is the claims process, however, that can be a complicated, time-consuming one, as State Farm has an aggressive-albeit-somewhat bureaucratic arbitration and mediation operation arm. This can be quite a benefit for State Farm car insurance policyholders, but with claimants represented by another auto insurance agency, this can often be a painstakingly long process. This is true of most car insurance agencies, but here seems to be exacerbated by its size and ubiquity.

Summary:
State Farm Insurance, like Allstate, is often as good or bad as the policyholder's agent. Accidents and incidents are typically stressful, frightening and potentially life-altering scenes. Having an agent that, despite the stress and confusion of the moment, calmly and adeptly facilitates smooth, timely repairs and uses policy tools and features to the benefit of the driver is of great import. While local agents can facilitate policy knowledge and lend the company a human face, it can also make the customer experience wildly divergent. Perhaps through careful strategy to make customer experience consistent across the country and a streamlining of the claims process, State Farm will continue to grow. For now, however, drivers looking for a quick claims process and agent-free policy access should look to GEICO, Progressive and eSurance
Ofiicial Site : http://www.statefarm.com

8. Liberty Mutual

liberty mutual

Liberty Mutual auto insurance is fairly typical in its customer perception among auto insurance policyholders.

Policy Flexibility:
As mentioned in the introduction, Liberty Mutual stands out for its policy attributes and offerings, which range from simple liability-only to all-inclusive car windshield with direct billing to Liberty Mutual. Also, Liberty Mutual offers 12-month policy agreements, which can greatly reduce fluctuations in premiums. Also, with multiple-policy offerings, policyholders can combine home, life and other policies to simplify payments and services.

Benefits & Discounts:
When it comes to customer service and claims timeliness, Liberty Mutual is found wanting. Contacting a claims adjuster or customer service representative by telephone is, generally, a time-consuming affair with long waits and potential "phone-tree"-like navigation. Reporting a claim can be done online and through a direct telephone line 24 hours a day. Also, though it might be difficult to personally expedite the claims process with one's assigned adjuster, Liberty Mutual policyholders can at least track and manage their claim online.

Customer Service & Claims Timeliness:
Liberty Mutual is fairly standard in the benefits and discounts it offers to its auto insurance policyholders. Multiple-policyholders and good drivers with established histories can expect discounted rates on their car insurance. Unfortunately, Liberty Mutual offers no substantial discounts for good students, military personnel and other affiliated businesses.

Summary:
Liberty Mutual auto insurance is by no means, sub-standard. Really, it is the standard that most motorists have come to expect from car insurers: long telephone waits, complex and time-consuming mediation and claims adjustment processes and difficulty with obtaining approval for car repairs. For its other insurance-types offered, the mediocre auto insurance benefits might be worth it, but for motorists with no need for home, life, fire or other insurance types, there are several other car insurance companies, such as GEICO, Progressive and eSurance with much more to offer.
Official site : http://www.libertymutual.com

9. Allstate

allstate

Allstate is excellent for its initial response benefits, like towing, but can be painstakingly slow-coming in its damage estimation, claims resolution and repairs. Again, these inadequacies place them somewhere between best and worst. There are hundreds of companies that it stands head and shoulders above, but several of its competitors featured on this site do, in fact, best Allstate in this regard.

Policy Flexibility:
Allstate stands out for its policy offerings, providing a variety of coverage options for drivers. It even offers drivers agent-like customization with its "Bumper-to-Bumper Basics" tool that helps determine the right level of coverage for vehicles. And, for drivers that prefer going about their policy the traditional way, Allstate has agents in most cities and states nationwide that can assist in providing potential policyholders with the appropriate coverage for their needs and budget.

Benefits & Discounts:
While it stands out first and foremost for its policy flexibility, Allstate also has a robust offering of driver discounts. Discounts are available for cars with safety features like Anti-Lock brakes and Anti-Theft devices. Good students, senior adults and retired persons are eligible for potential discounts as well. So are policyholders with new cars, economy cars, utility vehicles and farm and ranch vehicles. Taking out other insurance policies for home, life, etc, is also a sure-fire way to reduce premiums.

One of Allstate's benefits is its "New Car Replacement" program. Drivers of new cars often lose more than just their car when involved in a "Total Loss" accident. They also lose whatever money they paid down on their car. With Allstate, drivers of vehicles in their first three model years will receive an entirely new car, as opposed to the depreciated value of the totaled car.

Customer Service & Claims Timeliness:
For customer service and claims timeliness, Allstate stands to improve. While some of the blame for its ineffectiveness or delays can be given to its status as a profit-driven, publicly-traded company, much of it still falls on the company itself, not its shareholders. Claims can be reported easily enough, both online and through telephone, but unlike Progressive's hassle-free "Concierge " program that fees up policyholders to return to their lives and let the car insurance company worry about the details, Allstate's process is riddled with inefficiencies that more often than not translate to serious delays.

Tracking a claim, too, can be somewhat harrowing, despite being available online. This is due to the fact that, while claimants are able to view what stage of the process their claim is in, there is no way to expedite the process online; claimants must speak with their claims team in order to hasten their claim or remain informed in-depth.

Summary:
Allstate has taken some serious heat in the following years for going from "good hands to boxing gloves" with its policy changes and quality of service. Despite this, it still maintains a large and loyal following. While it might not be the best auto insurance company, it's certainly nowhere near the worst. Perhaps by reevaluating its customer service and taking a long hard look at its resolution and repair processes, Allstate will once again rise to the top. For now, however, better car insurance providers are available, including top-rated GEICO, Progressive and eSurance.
Official Site : http://www.allstateonline.com

10. AAA Insurance

aaa insurance

American Auto Association (AAA) has been a driving force in the auto insurance industry, as well as longstanding advocate for traffic safety and a lobbyist at the national and local levels for improved roads and vehicle safety standards (not to be confused with emissions standards)

Policy Flexibility:
AAA membership is available through several auto insurance agencies as a bonus feature of the car insurance policy. If a driver's auto insurance agency doesn't offer AAA along with the policy, membership can be purchased independently online or through a local AAA club.

Benefits & Discounts:
AAA membership is largely attractive for its discount on travel accommodations, retailers and service affiliates. In fact, AAA membership can yield discounts at more than 150,000 US locations.

Customer Service & Claims Timeliness:
AAA is renowned for its response time to incidents requiring roadside assistance. Though this often depends on the vehicle's proximity to AAA fleet vehicles or affiliated response vehicles, AAA is among the best for getting drivers back on the road or to the safety of a repairs facility. Also, AAA offers referrals and listings for AAA-approved repairs facilities, many of which offer discounts for AAA members.

Summary:
While it cannot legally be used as a substitute to auto insurance, when combined with a car insurance policy, AAA membership can enhance the speed and quality of roadside incidents requiring automotive first aid, including tows, tire changes, lock outs, battery changes, battery replacements, gasoline refuels and others. Also, AAA membership has thousands of membership discounts and savings available at more than 150,000 locations nationwide, including hotel and motel accommodations.
Official Site : http://www.aaa.com

We hope this article (Top 10 Best Car Insurance Reviews) help you in choosing best auto insurance

Source : We have summarized from the site http://insurance-quote-review.toptenreviews.com/auto-insurance/

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